Bank Retail Credit Practices Bank Retail Credit Practices ByFacilitator February 3, 2026February 3, 2026 The Retail Banking Credit Environment Business Development and Marketing Loan Policy and Product Programmes Source of Credit Information Credit Evaluation and Structuring Credit Scoring Retail Lending – Consumer Products Retail Lending – SME Products Loan and Security Documentation Loan Disbursement Retail Credit Portfolio Monitoring Collection and Recovery Bank Retail Credit Practices Readiness Test